Pro Bono Covid 19 Legal Clinic

The Covid 19 virus is causing significant anxiety and fear in many people at the moment.  Unfortunately, some of this fear and anxiety is being fuelled by misinformation, or at the least, uncertainty on people’s part about their current situation and what the future holds.

For the immediate future I have decided to conduct a Pro Bono (ie free of any charge) Legal Clinic every Tuesday afternoon from the hours of 2:00pm to 5:30pm.  Any person seeking legal advice regarding the impact upon them of the Covid 19 virus can telephone my office on 6362 1210 and speak to me.  It may be that I will not be able to immediately speak with you by telephone but someone will handle your call and arrange a time for me to speak with you.

Let us all remember that this current situation will in time pass and that we should all do what we can to help each other through this uncertain period.

COVID-19 impacts in the workplace

I have fielded a lot of calls and enquiries from employers and employees over the last few days relating to leave and other employee entitlements.  The Covid 19 virus creates a situation for employers that will necessarily require reductions in staff levels or indeed temporary suspension of trading ie shutting the doors.  With this in mind I provide the following information.

The Fair Work Act and the Industrial Relations Act make provision for an employer to stand down an employee during periods in which the employee cannot usefully be employed for reasons that the employer cannot reasonably be held responsible. There is little doubt that Covid 19 would provide reason for a stand down of employees.

An employer can terminate any employee’s employment if, for operational or other reasons, the employee’s position becomes redundant. A redundancy is when an employer does not need an employee’s job to be done by anyone. That redundancy will, in the situation of Covid 19 virus affecting the employer’s ability to continue to trade, be regarded as a genuine redundancy and would not be an unfair dismissal.

Under the Long Service Leave Act (NSW) an employer can, subject to some very limited exceptions that will probably not apply during the current Covid 19 virus situation, direct any employee to take accrued long service leave.  An employer’s ability to direct or force any employee to take unused annual leave is normally dealt with in the relevant award, employment instrument or the contract of employment.  A direction to take annual leave is likely to be regarded as reasonable if an employee has excessive annual leave or if the employer’s business is being shut down for a period due to circumstances beyond the employer’s control – such as lack of trade due to the Covid 19 virus.

If a government direction or order that is legally enforceable prevents an employee from working then the employer is not required to pay that employee unless there are other unpaid leave entitlements that the employee can take.

If an employee is sick with Covid 19 virus, or an employee’s family member is sick with Covid 19 virus requiring the employee’s care, then the employee can take accrued paid sick leave.  In most other circumstances where an employee simply wishes to avoid coming to work because of a risk of contracting Covid19 virus it is likely that sick leave would not be payable.

Until and unless there is an enforceable government direction requiring people to stay at home my team and I will be coming to work, continuing to work on our clients cases and will always be available for advice in relation to new enquiries.  We are discouraging active face-to-face appointments or personal attendances at our office but can be reached by email or phone.

A scheme creating more hurt?

The NSW Green Slip motor accident compensation scheme was overhauled in December 2017 at the urging of the Insurance industry.

The most recent figures from the State Insurance Regulatory Authority (“SIRA”) report, Green Slip scheme quarterly insights – June quarter 2019, indicates that over 18,000 claims have been lodged under the new scheme.  It can therefore be fairly asked, is the scheme doing enough to help those injured in motor accidents? I think there is an argument to be made that many people do not receive adequate and fair compensation for motor accident injuries. But that aside, I thought it would be helpful to give people a broad summary of how the scheme works, and to highlight some unfair consequences of the new scheme.

Claims must be made within three months of the motor accident, but can be made later if a person can provide the Insurer with a “full and satisfactory explanation”.

All people injured in a motor vehicle accident get 26 weeks of wage loss payments, regardless of whether or not the accident was their fault.  After 26 weeks, a person will continue to receive payment of wage loss payments and medical expenses from the Insurer if they were not “mostly at fault” for the accident, and they have more than a “minor injury”. A “minor injury” is a soft tissue injury or a minor psychological injury.  Because of the definition of “minor injury”, many people who are adversely affected are excluded from receipt of ongoing compensation under the scheme.  For example, if a bricklayer hurts his wrist and it takes him more than 26 weeks to recover, how is it fair that he receives no wage loss compensation after 26 weeks? Plainly it is not. SIRA is currently undertaking a review of the definition of “minor injury”.

Under the new scheme, damages are limited to two entitlements.  A person injured in a motor accident can claim non-economic loss for pain and suffering but only if they are assessed to be over a 10% “permanent impairment” threshold.  A person injured in a motor accident can claim damages for past and future loss of earning capacity.

This new scheme has removed a person’s ability to claim lump sum damages for medical expenses, although payment of medicals can still form part of a person’s statutory benefits as outlined above.  The scheme has completely removed a person’s entitlement to damages for domestic assistance.  This means a person injured in a motor vehicle accident can no longer claim damages care or assistance provided by a family member or friend.

Following submissions by various groups including the NSW Bar Association SIRA has announced it will conduct a broader review of the scheme next year.

If you have been injured in a motor vehicle accident Toby Tancred can help.  He can provide you with legal advice, deal with the Insurer on your behalf and represent you in a claim.  Toby Tancred is a Law Society Personal Injury Accredited Specialist and has been recognised by Doyle’s Guide as a Leading Work Injury Compensation Lawyer.  Toby Tancred has the experience, knowledge and ability to help all people injured in a motor vehicle accident in difficult times.

The consequences of hard work

A recent decision of the Supreme Court of Gatt v State of New South Wales [2019] NSWSC 451 highlights the need for injured workers to retain expert legal advisors.

Mr Gatt commenced employment with the NSW Ambulance Service in 1980.  On 1 February 1993 he injured his right shoulder in a helicopter crash during a rescue operation.  He continued to work despite ongoing pain and reduced movement in his right shoulder.  On 3 December 2011 Mr Gatt sustained further injury to his right shoulder while attempting a rescue in the Blue Mountains.  He continued to work.  In 2014 he underwent shoulder replacement surgery, and, as testament to his work ethic, returned to work.

Mr Gatt brought proceedings in the Workers Compensation Commission claiming compensation for the permanent damage to his right shoulder.  He relied only on the 2011 injury even though he had sustained injury in 1993 and worked on in duties that seem to have caused ongoing aggravation of his shoulder.  He was assessed to have 21% whole person impairment due to his right shoulder injury.

An appeal by the Ambulance Service resulted in the Medical Appeal Panel applying a 75% deduction on account of Mr Gatt’s 1993 injury, thereby reducing his total whole person impairment to 5%, an amount for which no compensation is payable.

Mr Gatt’s application for judicial review to the Supreme Court was dismissed by His Honour Mr Justice Campbell who determined that there was no error in the application of the 75% discount.  Justice Campbell was not without sympathy for Mr Gatt, stating “…the legal outcome here strikes me as most unfortunate involving, as it does, the law denying an obviously deserving claimant the full lump sum compensation he could otherwise legitimately expect to receive for an obviously serious consequence of a series of injuries received at work with the one employer.”

Justice Campbell’s comments reflect the complexity of, and sometimes unfortunate outcomes for injured workers under the NSW workers compensation scheme.  Workplace injuries do not always result from a single incident alone.  They can arise over many years, for example, a bricklayer whose repetitive duties cause injury or a care worker undertaking repetitive heavy lifting.

The Workers Compensation Act 1987 (“WC Act”) does recognise these common workplace scenarios.  Section 4(b) of the WC Act extends the definition of a workplace injury to include a disease contracted by a worker in the course of their employment or the aggravation, acceleration, exacerbation or deterioration of that disease.  Sections 15 and 16 of the WC Act further recognise these disease injuries and artificially “set” the date of injury to ensure compensation is payable by the injured worker’s last employer.

If Mr Gatt’s right shoulder injury was positioned as being due to the arduous nature and conditions of his longstanding employment with the Ambulance Service, as the WC Act disease provisions allow, he may have been awarded appropriate compensation.

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As an injured worker you are entitled to be advised by Toby Tancred.  The Workers Compensation Independent Review Office (WIRO) can assist by providing funding for this legal advice.

WIRO provides funding to approved Solicitors to investigate claims, provide advice to you as an injured worker, and deal with employers and insurers on your behalf.  Toby Tancred is a WIRO accredited Solicitor and a Law Society Personal Injury Accredited Specialist with the experience, knowledge and ability to help all injured workers in difficult times.

Work Injuries – what you need to know – Part 7

 “But I wasn’t at work when it happened”

A work injury can occur outside of the workplace.  Some injured workers do not realise this and incorrectly believe they are only entitled to compensation if their injury occurs within their workplace.

It is common for work injuries to arise on a journey to or from work.  A journey injury can include a motor vehicle accident while a worker is travelling to or from work or a slip or trip injury while a worker is walking to or from their workplace.  Journey injuries can also arise when a worker is travelling to different work sites, an educational institution relevant to their work for training or study or to a social event that has been organised by their employer.  Travel between the workplaces of two different employers is also included.

The key to making a journey claim is for an injured worker to establish there is a “real and substantial connection” between their employment and their work injury.  As with other work injuries, an injured worker is entitled to be advised by Toby Tancred.  The Workers Compensation Independent Review Office (WIRO) can assist by providing funding for this legal advice.

For journey claims that arise out of motor vehicle accidents, there may be overlap between the workers compensation and motor vehicle accident schemes so it is even more important injured workers obtain expert legal advice.

WIRO provides funding to approved Solicitors to investigate your journey claim, provide advice to you as an injured worker, and deal with the employer and insurer on your behalf.  Toby Tancred is a WIRO accredited Solicitor and a Law Society Personal Injury Accredited Specialist with the experience, knowledge and ability to help all injured workers.

Work Injuries – what you need to know – Part 6

“How will my family cope?”

In 2016 there were over 90 reported deaths in the workplace.  It is difficult to imagine the impact the death of a family member has on those left behind, particularly when the death occurs at work.  It is common for workplace deaths to occur while a worker is driving to or from their place of work.

Toby Tancred can assist by guiding families through the death benefits process.  Families can find dealing with insurers and the workers compensation scheme complicated and upsetting.  Family members are entitled to be advised by Toby Tancred.  The Workers Compensation Independent Review Office (WIRO) can assist by providing funding for this legal advice.

The family or Estate of a deceased worker can receive funeral expenses up to $15,000, compensation of the deceased worker of over $800,000 and a weekly payment for each child of the deceased worker until they attain the age of 16, or 21 if they continue studying.  These weekly payments are currently indexed at over $140 per week per child.

A claim for death benefits should be lodged with the deceased worker’s employer or its insurer within six months of the date of death.  A death benefits claim can be brought by the deceased worker’s Estate or a family member.

If the insurer accepts the claim it will attend to direct payment of your compensation.  However, if the insurer disputes your claim Toby Tancred will need to take further action on your behalf.  This may involve the need to have the claim for death benefits decided by the Workers Compensation Commission.  This process can also be funded by WIRO.

Toby Tancred has acted for the families of many deceased workers in incredibly trying times.  Toby Tancred is a WIRO accredited Solicitor and a Law Society Personal Injury Accredited Specialist with the experience, knowledge and ability to help families navigate the death benefits process.

Work Injuries – what you need to know – Part 5

“This wasn’t just an accident, my employer was negligent”

A work injury is often the result of the negligence of an employer.  If there is negligence on the part of your employer, as an injured worker, you can claim Work Injury Damages.  Work Injury Damages compensate you as an injured worker for your inability to return to your pre-injury employment.  Damages are payable for past wage loss from the date of your injury and future wage loss to retirement age.  Past and future loss of superannuation is also payable to you as an injured worker.

Your Work Injury Damages, as an injured worker, are paid to you in a lump sum.  This lump sum is tax free and means that you can move on with your life and have no further dealings with the insurer.

A claim for Work Injury Damages must be commenced no later than three years following the date of your injury. A claim can be brought outside this period in some circumstances but as an injured worker you should not delay obtaining advice from Toby Tancred.

As an injured worker you must have permanent impairment of 15% and be able to prove your injury was caused by the negligence of your employer, that is, they failed to provide a safe workplace or a safe system of work.  Toby Tancred has the experience, knowledge and ability to obtain all the evidence that is necessary to prove that there has been negligence on the part of your employer.

As an injured worker you almost always participate in Mediation in the Workers Compensation Commission with your employer and its insurer.  Many claims for Work Injury Damages by an injured worker resolve at Mediation.  If your claim for Work Injury Damages does not resolve at Mediation then Toby Tancred will represent you in Court proceedings to recover your Work Injury Damages.

Toby Tancred has recovered millions of dollars in Work Injury Damages for hundreds of injured workers, particularly injured workers living in regional and rural areas.  Toby Tancred is a WIRO accredited Solicitor and a Law Society Personal Injury Accredited Specialist with the experience, knowledge and ability to help you as an injured worker obtain your Work Injury Damages.

Work Injuries – what you need to know – Part 4

“Why won’t the insurer pay my claim?”

As an injured worker, an insurer will come up with all sorts of reasons not to pay you proper compensation.  Regardless of the reason for the dispute, Toby Tancred is able to apply to the Workers Compensation Independent Review Office (WIRO) for funding to have your claim determined by the Workers Compensation Commission.  The Commission is an independent NSW tribunal that makes decisions about claims for compensation by injured workers.

As an injured worker you are entitled to be advised and represented in the Commission by Toby Tancred. The Workers Compensation Independent Review Office (WIRO) can assist by providing all funding for this legal advice and representation. As an injured worker you will not pay a cent for being represented by Toby Tancred in the Commission.

Toby Tancred is a WIRO accredited Solicitor and a Law Society Personal Injury Accredited Specialist with the experience, knowledge and ability to help all injured workers in difficult times.

For all injured workers Toby Tancred will obtain and prepare all evidence that is necessary to help you obtain compensation for your work injury.  Toby Tancred will ensure you have the best and most powerful representation in your dispute with the insurer.  Toby Tancred will do everything that can be done to obtain compensation for your work injury.  Toby Tancred has represented and obtained compensation for hundreds of injured workers, particularly injured workers who live in regional and rural areas.

Work Injuries – what you need to know – Part 3

“I’m not the same person I was before my injury”

As an injured worker, if your work injury has left you with permanent damage you may be entitled to permanent impairment compensation.  Permanent damage can be physical and also psychological – and sometimes both.

Toby Tancred will apply to the Workers Compensation Independent Review Office (WIRO) for funding of the cost of your treating doctors’ medical records.  Toby Tancred will also request funding from WIRO to arrange an appointment for you to be assessed by an independent doctor to determine the level of permanent impairment arising from your work injury.

If an independent doctor assesses your level of permanent impairment, as an injured worker, to be at a sufficient level, Toby Tancred will lodge a claim for permanent impairment compensation on your behalf.  The insurer has 60 days to either accept or dispute your claim.  The insurer may wish to have you assessed by their own doctor during this period.

If the insurer accepts your claim it will attend to direct payment of your compensation.  However, if the insurer disputes your claim Toby Tancred will need to take further action on your behalf.  This may involve the need to have your claim for permanent impairment compensation decided by the Workers Compensation Commission.

As an injured worker you are entitled to be advised by Toby Tancred. The Workers Compensation Independent Review Office (WIRO) can assist by providing funding for this legal advice.

WIRO provides funding to approved Solicitors to investigate the claim, provide advice to you as an injured worker, and deal with the employer and insurer on your behalf.  Toby Tancred is a WIRO accredited Solicitor and a Law Society Personal Injury Accredited Specialist with the experience, knowledge and ability to help all injured workers in difficult times.